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Prosecution of Long-Term Disability
Claims
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| J.B Randolph is at ease in meshing its strong
health-care area with its employment law areas of expertise
in representing clients in long-term disability (LTD)
matters. The practitioners in this field must be fully
conversant, as we are, with the medical and vocational
aspects of a case, as well as the complex federal laws,
especially the Employment Retirement Income Security Act (ERISA),
that apply to this field. Any client facing denial of a
claim for monthly disability benefits finds himself or
herself in a nightmarish situation: the fact of being ill
and unable to work, the frustration of having to go usually
alone at first through a lengthy claim process, treating
with physicians who are often not familiar and are easily
manipulated by experienced insurance professionals, and
ultimately receiving a verbose denial letter with the advise
to seek an appeal and pursue litigation under ERISA. In our
experience, the average client had had in mind that a simple
application for benefits might suffice. It is then our role,
once retained, to simplify the claim and litigation process
for our clients so they can take care of themselves and
await the outcome of the case. Although under applicable
laws litigation tends to favor employers and insurance
administrators in this field, much more often than not, our
firm in successful in achieving recovery for our clients.
The firm has participated in litigation in matters as small
as five year of benefits remaining under a disability Plan
to large private insurance (non-employment based) matters
with potential pay-outs, individually, of millions of
dollars. |
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COMPLEX LITIGATION
A significant portion of the practice of J.B Randolph
is dedicated to complex litigation matter. These matters either
fall in an area in which investigation or pre-litigation
activities at the firm are extensive, claims processing is
time-consuming and intricate, resources provided for a typical
case must be vast and/or the case falls in an area of the law
that lends itself to extended and protracted litigation. The
firm considers its practices in the field of employment law,
long-term disability law, contract dispute litigation and the
related stock-option litigation sub-field to be its areas of
complex litigation practice. J.B Randolph, over the years,
has developed expertise that permits it to handle large-scale
litigation of matters in these areas with much success. The firm
has the ability to absorb and process huge volumes of materials
and place them in formats that are always readily available to
attorneys and staff at any given moment in the pre-litigation,
litigation and post-litigation phases of the practice. The firm
is at ease in litigation cases in State and Federal courts, at
trial and appellate levels. Virtually all aspects of the firm’s
complex litigation practice has employment, business and
management, and oftentimes health-related components to them, so
that the firm complex litigation practices range over areas that
its attorneys and staff are truly conversant in due to expertise
developments and continued developments over time.
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